How Much Is Enough? - 2

Don’t just pull a figure out of the sky. Do it right—because when you’re finished you will be glad you did. Moreover, this exercise will also help you to develop a more disciplined mind. At this point you might be thinking this section doesn’t even concern you, because you are already too deeply in debt to start accumulating a sizeable amount of money.

But you will be happy to know, we have a great idea which will help you deal with that problem as well. Furthermore, you will be delighted to know that in many situations—and yours may be one of them—a person can become wealthy, even if he or she never earns any more money than they are earning currently. That thought alone should give you the encouragement you need to continue reading. By now you should have completed your list and arrived at a figure; so take pen to paper and write that number down in big bold figures. Now, clear your mind of that idea and move on with me to another very important idea.

Realize that although this idea might not apply specifically to you—at least at the present time—it certainly will apply to many readers. Moreover, even if it does not apply to your particular situation, it is worth thinking through anyway, because you certainly have many friends and associates it does apply to and you will be able to share it with them. I am going to explain this idea to you as if you were a married person with a family to support and you are either the sole breadwinner or an important contributor. Now one of the principal reasons for wanting the amount of money you desire is to provide for your family, and not just in an adequate manner.

After all, you want them to live life to its fullest. Realize, therefore, that as long as you live and are able to follow the plan outlined in this book, you will be able to do as you want with respect to your family. However, if you really stop and think about it, you will very likely agree that you would want your family to live “the good life,” even if you were suddenly removed from the picture—wouldn’t you? Jokingly you might say, “No, who cares if I’m gone.” But this is not a joking matter. This is a very serious matter. Of course you care—I know it and so do you! Now, if you’re alive and healthy, you will create this wealth for your estate. But what if you die or are permanently disabled? Well, our society has taken care of that situation as well; we have “Life Insurance” and we have “Disability Insurance.”

But, let’s get back to your thinking again—you might be saying to yourself, “Life insurance, what a rip-off. This guy Bob Proctor really doesn’t know where he is coming from.” Well, let me tell you, that when it comes to life insurance, I believe I can claim to be an authority of sorts—for I have conducted seminars for the insurance industry for almost ten years, and I have had close to 50,000 people from that industry “go through” my seminars. Therefore, I can assure you, that when I say approximately 95% of the people whom you talk to are almost completely ignorant when it comes to the subject of insurance, I am not “talking through my hat.” Granted, many of these people hold important positions in business and industry, in government, or in the professions, and because of their positions, it would be very easy to just assume they know “of whence they speak.”

But the sad fact of the matter is, many of them are either badly misinformed or completely uninformed when it comes to the important subject of life insurance. Understand this—there is no way to replace your income and create a certain and instant estate other than life insurance; and statistics indicate that although most people are insured, the vast majority of people (at least 90%), are dangerously underinsured. That is to say, when they die, most people leave behind only enough money to pay for their funeral and possibly enough money to cover their family’s living expenses for one year!

The unfortunate part is, that for a relatively small sum of money, these people could have had their financial affairs set up in such a way that if something did happen to them, their financial goals would be reached by their families automatically. Since this book is designed to help you reach a substantial, financial goal, I felt duty-bound to include the information on life insurance. The book could not be complete without it. (Keep in mind there are only two ways to earn money: people at work, or money at work.) You will be happy to know the remainder of this book is designed for the person who is going to LIVE,.