Increase Your Income

So, how can you increase your income? Well, you can either look at more ways to make money or you can look at ways to reduce spending.

You should already have examined your spending , and taken steps to reduce unnecessary spend.

You will also have worked out your budget , further trimming outgoings so as to create a balance available for repaying debt.

From this you will probably have already increased your disposable income a little already.

But perhaps you are still struggling to find enough to pay all your creditors because you still have a shortfall on your budget and need to fill that gap? Maybe your budget is so tight that you worry you will find it difficult to maintain.

Or it could be that you have a little to pay all your debts but you would like to pay more in order to reduce the overall amount of time it will take you to repay them.

Maybe you just want to increase your income a little more in order to ease the pressure or to save.

Whatever your situation let’s take a look at some more options to help raise money or increase your income.

Welfare Benefits

You should begin by finding out if you are entitled to any welfare benefits that you are not currently receiving.

In the UK, for example, If your income is low you may be entitled to Housing Benefit and Council Tax Benefit that would help with your housing costs.

If you do not live in the UK you might contact your local government, welfare or benefit office, or search the web to see what benefits are available in your area.

You might be entitled to help with your child care costs if you are working. Once again if you in the UK and are working on a low income you may be entitled to Tax credits.

It is worthwhile applying for any benefits that you might be entitled to even of you think that you will not receive very much. When you are working to get out of a debt situation, every little bit helps, believe me.

Employment

Do you have some spare time in the evenings, weekends, or during school hours? If so, an obvious way to increase your income on a regular basis is to consider finding a part-time job.

Or does your current job offer the possibility of overtime, if so, could you do a few more hours?

If you are not earning enough from your current employer, you could consider looking for another position that would pay better. Keep your eyes open for higher paid opportunities and actively search by using the internet, buying newspapers and reading the jobs section, and registering with local job and employment agencies.

Sometimes working as a temporary employee through an agency pays a better hourly rate than a permanent position. Of course, there are downsides to this such as no sick pay, maternity, or holiday entitlements; no company pension (although many of those are not by any means guaranteed these days anyway); and you are not guaranteed to be working every week.

However, I have a couple of friends who work through employment agencies on supposedly 'temporary' contracts who do very well, they work almost every week of the year and remain with the same employer for very long terms, so it might be worth considering, especially if you are currently out of work, building a part-time business or not concerned with long-term security.

Would re-training help?

Look for night classes, college courses, or free training days that might give you the qualifications or experience needed to improve your job or promotion prospects.

If you are looking to further your career, change jobs or simply find a job, you could increase your chances of success by visiting the e-Resumes website to learn how best to create a good CV or resume, present yourself for jobs and other tips.

Your Home

If you own your own home and have a spare room, perhaps you could increase your income every month by considering letting it out to help with costs.

If this sounds interesting but you are unsure about taking permanent or long-term lodgers then you could look into the possibility of student exchange programs or short term lets.

Self-Employment

Do you have any skills that you could employ to create a small part-time business (home typing; gardening; babysitting; crafts; coaching or tutoring, etc? Or you could try joining a reputable and established network marketing programme.

Perhaps you spend a lot of time at home and use a computer. How about building a website to help create a passive income source? You could sell your own goods and services or you could make use of affiliation programs related to your passion or hobby to increase your income.

This website was created using SBI which I highly recommend as it not only offers all the tools you require, but it also provides education on all aspects of your website from providing content and building pages to optimization and much more. It also provides a wealth of tools to help you get your website listed, to get the best from keywords and templates. If you are new or inexperienced this is an ideal way to build a professional website and even experienced webmasters use the SBI system.

For more information on SBI click here.

There is more advice and tips on working from home at "Work From Home Advice for You" . Take a look.

Sell Your Unwanted Items

You could raise some cash by clearing out your home and collecting up your unused or unwanted items such as CD’s, books, electrical goods, clothing, extra furniture and furnishings, etc, to sell off.

You could hold a garage sale, advertise in a local shop, sell at a car boot sale, or advertise on a reputable auction site such as eBay.

Of course, unless you are a massive magpie, this will not increase your income on a regular basis, but it could raise a lump sum or two that you could use to towards your debts or savings.

And whenever you have a clear out in the future don't blindly throw away unwanted items, always think about whether you could raise some cash by putting it up for auction or collect towards your nest car boot sale. I've even seen many broken items advertised on eBay for spares and repairs, so you never know - one person's junk is often another's treasure.

Other Creative Ideas

If you are really stuck and don’t have many other options here is a slightly more creative way to increase your income, even if it's only by a small amount - it's relatively painless and free.

If you have a savings account, preferably with a reasonable interest rate some online accounts give good rates), you could put aside the money for your bills each month then arrange to have your bill payments go out at a set date and make some interest on those bills before you pay them.

For example, the majority of my income comes in early in the month usually, so I deposit my expenses into my savings account and arrange for my bills to be paid at the end of the month.

This means that I am getting interest on that money for almost a month before I pay it out. It may not seem a fortune, but it adds up, so if you leave the interest in there and only withdraw back out the amount you need to cover those bills (or have them paid directly from your savings account if you have that facility) then the interest will also attract interest and over time you could build up a small sum that you would not otherwise have had.

And the beauty of it is that you built this little pot from money that you would normally be putting straight into your creditors’ pocket. Sweet!

And finally...

I hope these ideas to increase your income have whetted your appetite. You may have found something here that is just what you were looking for or perhaps these suggestions have helped inspire some thoughts of your own.

Whatever your own situation I sincerely hope that this series has been useful to you and that you will be able to make use of some of the suggestions to help get your finances back on track and get yourself debt-free.

It may take some discipline and some time but it will be well worth it for your pocket and your peace of mind.

Everything Is An Expression Of The Same Thing

Everything in this entire universe is connected to everything else in this entire universe, through the Law of Vibration. Just as the colors in a rainbow are connected in such a way that you are not able to tell where one color stops and the other begins, so too are you unable to distinguish where one “thing” starts and another one stops. Everything in this universe is connected to everything else in this universe, just as the water that boils is connected to the steam into which it transmutes, and the steam is connected to the ether or air into which it changes. You too are connected to everything in the universe.

Whether you can see it with the naked eye or not is unimportant. The only physical difference which exists between one thing and another, relates to the density or the amplitude of their vibration. Therefore, as soon as you choose certain thoughts, your brain cells are affected. These cells vibrate and send off electromagnetic waves. When you concentrate on those thoughts, you increase the amplitude of vibration of those cells, and the electric waves, in turn, become much more potent. Know that it is you who is originating those electric waves and know that you are also determining the density of them by your own free will. You must also know, since you are originating these electric waves, your whole being is being put in that particular vibration. We have already covered the point that two objects may be of entirely different material and shape, and yet still be in Resonance.

This is due to the fact their ultimate magnetic fields are the same, because they are within the same sphere of relative motion. (Keep in mind that resonance is the factor governing the transmutation of vibrations.) When you hold the image of your goal on the screen of your mind, in the present tense, you are vibrating in harmony (in resonance) with every particle of energy necessary for the manifestation of your image on the physical plane.

By holding that image, those particles of energy are moving toward you (attraction) and you are moving toward them— because that is the law. All things are merely manifestations of energy or Spirit. When the world comes to understand this great truth, we will be aware that all people are the same; they only appear to be different. The true dividing lines for mankind are not borders, color or language, b ut simply ignorance and its polar opposite, understanding.

Everything Is Energy, Everything Vibrates

For you to gain a better awareness of how you are to take control over your results (i.e. to better understand how and why the thoughts and things come into your life as they do), you must go back to the basic premise with which we started: namely, everything vibrates and nothing stands still. There is, in truth, no such thing as inertia. Scientists today support this thesis and every new scientific discovery tends to lend even more credibility to it. However, by virtue of your Free Will and the many other mental factors in your marvelous mind, you have the Co-Creative ability to cause vibratory changes to take place at your bidding in your life. The cause for our lack of ability to exercise this tremendous power for good is nothing other than our own ignorance about the Law of Vibration.

Let There Be Light—Your Connecting Link
Slowly but surely, let us see with our inner eye of understanding, how you may “connect” with the good that you desire, to improve the quality of your own life. Two objects whose electromagnetic fields are the same are operating on the same frequency. Therefore, we can say they are in resonance, in harmony, or in rapport. When two objects are in resonance or vibrating at the same speed, the vibratory rate may be transmitted from one to the other through the medium of the electron. (“Resonance” as a field of study, is concerned with the electromagnetic fields surrounding objects.) For example, we find a globe in a chandelier will vibrate when in resonance with a certain key on a piano; yet it will not vibrate to any other note on the piano keyboard. The two objects under discussion are composed of entirely different material and they have completely different shapes. Still, they are in resonance with one another, due to the fact their ultimate magnetic fields are the same. They are within the same sphere of relative motion, and this holds true, irrespective of their size, shape, or the elements of which they are composed. All electromagnetic waves, or quantums, have their own particular rate or frequency, which corresponds to the number of changes in direction they make per second.

The electromagnetic wave spectrum is simply a “Scale of Vibration,” and it is subdivided into specific regions. Nevertheless, one must always remember these regions are not actual divisions, but merely arbitrary spaces covering frequencies that manifest in our senses in different ways. Each region actually “blends” into the one above and the one below, and in truth, there are no definite lines of demarcation.

The Brain — The Body

The human body, believe it or not, is one of the most efficient electrical instruments in this entire universe. The human brain, similarly, is probably the most efficient electrical instrument ever created. Both are truly marvels.

The brain is the part of the body where all manner of frequencies are transformed from one frequency level into another. In the brain, for example, sensations are transformed into muscular action. Sound, heat, light and thought are also, each in their turn, transformed into other frequencies, each affecting the body.

Within the brain there are centers which control and regulate the functioning of all organs and parts of the body. By means of the proper stimulation of these centers, the functioning of the organs may thereby be controlled. In our seminars, we refer to this phenomenon as the vibratory control of the body.
In the final analysis, the brain is simply a vibratory instrument. To begin to understand its functioning you must undertake the study of the Law of Vibration.

Since the early 1940’s, we have had at our disposal the EEG (electroencephalograph), which reads the electrical activity of the brain, and the ECG (electrocardiograph), which traces the electrical changes which occur during heart contractions. Therefore, vibrations are certainly not something which are new to us. Indeed, all of us have an awareness of them. However, the problem which we encounter is that the vast majority of people are not aware of the connection between their vibrations and their results in life.

It is, unfortunately, a very common sight to see people in bad or confused vibrations, busily attempting—through force—to achieve good results. However, due to the negative vibration which they are in, they are continually being bombarded by all manner of negative people and situations, which by law, are being attracted to them. Consequently, at some point, their battle must become overwhelming for them.

These people may be likened to a person who is jumping off the top of a building, and trying to go up, at one and the same time. The result, in either case, would be equally predictable and equally disastrous.

Positive And Negative Personalities

“The mind in itself and in its own place can make a hell out of heaven or a heaven out of hell.”
John Milton

People, as a rule, can be classified as positive personalities (optimists) or negative personalities (pessimists). Those individuals who are positive in their thoughts always tend to look upon the brighter side of life. With their faces turned toward the sunshine, they attempt to see the good, even in the bad. Such individuals habitually think thoughts of a positive nature and they are a blessing to the world.

They are in a “Positive Vibration,” and therefore attract other positive personalities to them. Negative personalities, on the other hand, habitually look upon the dark, gloomy, and depressing side of life. Even the good holds some bad for them. They dwell on the bad and the negative. They think about it, anticipate it, expect it, and invariably they receive what they have been seeking. Due to the negative vibration which they keep themselves in, they of course attract other miserable personalities to them. As you are already aware, “misery loves company.” Their state of mind can be compared to the person who, upon being asked how he felt, said, “I feel alright today, but I might feel bad tomorrow.”

Negative personalities are depressing to everyone around them. Their faces take on the expression, in physical form, of the negative thoughts which they are holding in their minds. Each day, one can observe such individuals passing on the street. No cheer, no joy radiates from them— just gloom, frowns and hostility. Having created their own hell for themselves, they seem to enjoy wallowing in it. The law of Polarity and Relativity states that for every positive there is an equal and opposite negative. Therefore, both of these personality types are necessary, so you can develop the awareness to distinguish one from the other, and in that manner, choose the one which will advance you in life.

You do have Free Will. You can choose which of these two personality types you wish to adopt. Therefore, if a person is constantly negative, but tires of that state, the person may, through awareness and proper effort, change himself into a positive personality type of individual. Understand this—The Law of Vibration will give people the awareness they require, to make the personality changes they desire.

Vibration

To vibrate means: “to move backwards and forwards, to oscillate, to shake, to quiver, to swing, to waver, to cause to quiver.”

To obtain a more graphic conceptualization of the idea of Vibration, just stretch out one of your arms straight in front of you. Then hold it perfectly still. While you are holding it still and are unable to perceive any motion in that arm at all, know that the electrons which compose the arm, are moving, shaking, quivering, or vibrating, at the rate of 186,300 miles per second. The arm appears still to you, but in reality it is in a constant state of motion. Of course, although such motion is imperceptible to the naked eye, under a high-powered microscope it would become very apparent, indeed.

Now, begin to shake your arm. You, yourself, are now causing the arm to vibrate. It was already vibrating of its own accord, in obedience to the Law of Vibration (which teaches that everything is in constant motion). But you have stepped up, or increased, the rate of that vibration. You have pushed down on the vibratory accelerator pedal, as it were.

The Law of Vibration and Attraction

“Any idea that is held in the mind that is either feared or revered will, begin at once to clothe itself in the most convenient and appropriate physical forms available.”
Andrew Carnegie
Dr. Wernher von Braun
In an interview held with Dr. Wernher von Braun in February of 1976, Dr. von Braun was quoted as follows: “After years of probing the spectacular mysteries of the universe, I have been led to a firm belief in the existence of God. The grandeur of the cosmos serves only to confirm my belief in the certainty of a creator. I just cannot envision this whole universe coming into being without something like divine will.

The natural laws of the universe are so precise that we have no difficulty building a spaceship to fly to the moon and can time the flight with the precision of a fraction of a second. These laws must have been set by somebody.” Dr. von Braun went on to say, that “science” and “religion,” properly understood, are not antagonistic pursuits. On the contrary, he affirmed, they are “sister disciplines.” Through the scientific method, one learns more about “creation,” whereas, by virtue of the study of religion, one gains a greater insight into the “creator.” By employing the tools of science, man attempts to harness the forces of nature which surround him; through religion, on the other hand, he endeavors to control the “forces of nature,” which are at work within him. After a brief pause, he added, “There would not be a single great accomplishment in the history of mankind without faith ...

Any person who strives to accomplish something needs a degree of faith in himself and when he takes on a challenge that requires more and more moral strength than he can muster, he needs faith in God.” Years before anyone would accept the idea of a man travelling to the moon and back, Dr. von Braun was asked, “What would it take to make a rocket to reach the moon.” He replied simply, “The will to do it.” von Braun was, clearly, a brilliant man who possessed a great understanding of life and a tremendous awareness of the laws of the universe. In fact, he is considered, by many experts in the field, to be the “Father” of the space program. Like all great achievers, he had gained a profound insight into the “spiritual” laws of life, and one of those laws is the Law of Attraction. This is the law I would like to delve into now. Indeed, an understanding of this particular law is actually the key to understanding this entire book. The reason this is so, is that “The Law of Attraction” is the underlying principle which governs the level of your personal prosperity.

However, to help you achieve a really solid grasp of this concept, it will be necessary for us to focus briefly on another law; namely, the “Law of Vibration.” The Law of Vibration accounts for the difference between mind and matter; between the physical and the nonphysical worlds. According to the Law of Vibration, we postulate that everything vibrates or moves; nothing sits idle. Everything is in a constant state of motion, and therefore, there is no such thing as “inertia”, or a state of rest. From the most ethereal, to the most gross form of matter, everything is in a constant state of vibration.

Moving from the lowest to the highest degree of vibration, we discover there are literally millions upon millions of intervening levels or degrees; from the electron to the universe, everything is in vibratory motion. (Energy is manifested in all the varying degrees of vibration.) “Rates of vibration” are called “frequencies,” and the higher the frequency, the more potent the force. Since thought is one of the highest forms of vibration, it is very potent in nature and therefore, it must be understood by all of us. Now, the Law of Vibration may be explained in many different ways, depending upon the purpose for which it is being explained. In this chapter, however, it is our intention to confine our inquiry to thoughts alone, so we may thereby improve our understanding of the Law of Attraction.

As A Man Thinketh

“As you think, that is what you become,” should be kept in the forefront of our minds constantly. For when you expect something wonderful to happen, that is watching and praying without ceasing. At those times when we are not feeling quite up to par physically or our mind is becoming clouded with doubt, we should realize it is time to pray with all the more conviction or work at developing a stronger feeling of expectation. You must guard your mind constantly against doubt, because it is a crippling vibration.

Whereas most of the preceding pages have been dedicated to the power of positive thoughts (namely, the building of the image of prosperity), doubt is the flip side of the coin (i.e. negative thinking). And, when you are entertaining doubts, what you are actually doing is creating images of the things you don’t want. Moreover, justifying your doubt to yourself by originating reasons for it (i.e. rationalizing), will do you absolutely no good. You cannot strike a bargain with your subconscious mind, because the subconscious has no sense of fairness, no sense of humor, and it cannot even determine what is good or what is bad for you. Every image just IS, to the subconscious mind. Therefore, your negative, worrisome and doubtful images will be accepted just as quickly and as willingly as will your images of prosperity. The instant you become aware you are entertaining thoughts which create doubt, become quiet, start relaxing and image yourself already in possession of the prosperity you desire.

When you do this, you are altering the mental current which is flowing into your marvelous mind. Expect, with all of your consciousness, to receive your good in your material world—“You think in secret and it comes to pass, environment is but your looking glass.” James Allen wrote those words three-quarters of a century ago, but they are still true today and they will always remain true in the future. So program your “personal computer” to expect good results and that is exactly what you will receive.

The Lightbulb Tale

The following story should help underscore this great truth about your infinite source of supply. Visualize, if you will, a poor couple who have spent their entire lives living in the “backwaters” of civilization. Then imagine them suddenly transported to a small village where, to their astonishment, they discover that their new home is being lighted by “electricity.” Since they have had no previous experience with that force—in fact they have never even seen an electric light before, they are completely mesmerized by the little eight candlepower electric bulbs which light their home. Several months pass by and eventually the couple start to regard the light-bulbs as an accepted facet of modern life.

However, one day a smooth-talking salesman appears at their door, telling them their eight candlepower electric bulbs are no longer adequate for their needs. He tells them they should buy the new sixty candle-powered bulbs which have just “come on the market.” Since the couple has now become slightly more adventuresome, they agree to let the salesman demonstrate his “newfangled” product. As soon as the new bulb is plugged in and the electricity turned on, the couple becomes transfixed once again; for not only does the new bulb emit a light, it actually illuminates the entire room.

Never in their wildest fantasies had the couple ever imagined that the source of the new flood of illumination had been there all the time. Nor had they realized this enormously increased light could originate from the same current which fed their little eight candlepower bulb. It’s strange! We smile at the naiveté demonstrated by this poor couple, but the truth is, most of us are even less aware of our own power, than this couple was of the power of electric current. For like the couple in the story, we never even dream that the infinite current which surrounds us could flood our lives with a light more magnificent than the most powerful light bulb ever devised. We never grasp the simple truth that all we need to do to improve our results is to plug a larger, more prosperous idea into the infinite current of life. Instead, most of us strangle our supply with energy-impoverished thoughts of doubt and fear, which entirely cutoff the inflow of prosperity. I want to exhort you, therefore, to resolve to change your habitual pattern of thinking now. That’s right, change it now, and remember, the stream of plenty always flows towards the open, expectant mind.

You must understand you already have in substance, if not in physical form, everything necessary to produce prosperity in your material world. The two determining factors for you to attain the results you want are:
1) desire, and
2) expectation.
Up to this point you might have been living the way the masses live their entire lives, simply because you are harboring the false assumption that desire is the only thing which you need to reach your goal. But you must understand, if your desire is not combined with the expectation that you will receive what you desire, you will find yourself continually frustrated and disappointed whenever you begin working toward any kind of material goal. When you cast your mind back over the experiences of your own life, you will soon realize that whenever you did reach a desired goal, you not only desired that goal but you actually expected to attain it as well. Let me repeat—desire without expectation is nothing more than wishful thinking and as we have already pointed out, since the vast majority of people wish positive but expect negative, they seldom attain what they are after. In his magnificent book The Science of Getting Rich, the author, Wallace D. Wattles, gave us an excellent definition of “desire.”

He said: “Desire is the effort of the unexpressed possibility within seeking expression without through your action.” In other words, your ideal, dream or goal—this wealth you wish to see materialize—can only become a desire once it has been properly planted in the subconscious mind. However, once your desire has been firmly established, it is the expectant attitude which ensures that your goal or dream is not uprooted or replaced by any opposing or competing ideas. In an effort to help you kindle this expectant attitude toward “real wealth,” let us journey together through some of the preceding chapters in this book. As you will remember, we began by discussing “money.” We attempted to understand the “true nature” of money and we arrived at the conclusion it is a “useful, obedient servant.” However, like all servants, we learned it is useful to us only when it is being employed. Therefore, we concluded, money must always be kept working or otherwise circulating.

For if it is not, as we have already mentioned, it will become as useless as old newspapers stashed away in an attic. Next, we explored the idea relating to exactly “how much money you want.” You become aware of the fact it is necessary to be very specific about how much money you need, to provide the things you want, to live in the style you choose. Once this figure had been decided upon, we then examined the importance of building the image of ourselves already in possession of this wealth, on the screen of our conscious mind. We also talked briefly about the manner in which images are formed and the role they play in our lives. Then we examined the idea of “consciousness” and how it was imperative to develop the prosperity which we seek in our mind first, before we can ever attain it in our bankbooks. We learned how we had to bathe our subconscious minds in a concept of prosperity and how we had to see wealth as being already in our possession. In the chapter “Let Go And Let God,” we became aware we were co-creators. We became aware of how we had, in our conscious mind, the ability to choose any thoughts we wanted, to build any images which we chose to build.

We then learned how we could turn that image over to our subconscious mind (the spiritual center of our being, and that part of us which takes any idea or image we give to it, then willingly accepts it and instantly begins to move it into physical form in our world). We discovered that when we truly understand this creative process of life and our role in it expectation becomes a natural mind-set, regardless of how things might appear in our outside world or what others might be saying to us. We were told this absolute and unshakeable faith or belief in the fact that our images are moved into form, is essential if we are to become successful in our lives. We also gained an awareness that all of this will happen once we begin to see ourselves as nonphysical entities encased in physical bodies. Once we realize our bodies are nothing other than the physical manifestation of our nonphysical selves, we will understand they are obedient servants of our mind, and they move and have their being according to the vibratory rate of our minds. You must reach the stage in your mental development where you don’t just believe that your image of material wealth will manifest in form, but you actually know it will. It is at that point you will begin to expect to receive the physical expression of your image of wealth. No one and no thing will be able to cause you to see in your mind anything but that.

Always remember, the truth is not always in the appearance of things. An elderly, wealthy gentleman being interviewed by a newspaper reporter was asked at what point he became successful. His answer was, “I was successful when I was sleeping on a park bench because I knew where I was and I knew where I was going.” At this juncture in the book, you know where you are and you know where you are going. So expect to get there! Your desire is the motorpower which will move you in the direction of your dream and expectation is the attractive force that will move your dream in your direction. So see yourself moving toward the wealth you visualize and see the wealth you visualize being attracted to you. Know that you will come in contact with the wealth that is moving to you, and at the right time. No one knows what period of time must elapse, so don’t become impatient if it doesn’t materialize “overnight.” All we know for sure is a certain period of time must elapse and the period of time which your image must take to materialize is governed by the law of gender. The law of gender decrees there is a gestation or incubation period for the manifestation of all seeds, and, make no mistake about it, the image of wealth you chose to build on the screen of your conscious mind and then turned over to your subconscious mind is a seed; and it is growing into physical form, in the most fertile field of which you could ever conceive.

It is not necessary, at this point, for anyone else to see this new wealth. It is not even necessary for anyone else to believe you will receive it. The only thing necessary is that you see it and you believe it. You see, the premise that Napoleon Hill built his life’s work on is absolutely true—anything the mind can conceive and believe, it will achieve. Expressed another way, “As a person thinketh in their heart, so are they.” (The early Greeks referred to the subconscious mind as the heart.) Note that your subconscious mind can no more change or alter your image, than an ordinary mirror can reflect back to you an image different than the object you are holding in front of it. But remember, as you think so are you, does not mean as you tell people you think or as you would wish the world to believe you think; it means your innermost thoughts, which only you control, know the truth. That is what you expect, so that is what you attract and that is what you will ultimately receive! Through studying the power of your subconscious mind, or studying in depth the power or modus operandi of Spirit, it will become easier and easier for you to come to expect the good you desire. For all things are possible in Spirit, because in its original state, Spirit is a sensitive, unseen, creative substance whose sole purpose is expansion and fuller expression; in other words, “growth.”

However, spirit or creative substance, can only reproduce, expand and express itself in a greater way in accordance with the limitation placed upon the instrument through which it expresses itself. Since Spirit is flowing to and through you, you are the instrument. Therefore, the image or the ideas you hold in your mind dictate the limits which are placed on the spiritual power flowing to and through you. In this respect, you may be compared to the light bulb the elderly couple had in their home. You are an instrument through which spirit flows, just as a light bulb is an instrument through which electricity flows. When the old couple plugged in the eight candlepower bulbs, the electricity was limited in its expression by the power of the bulb. However, when the salesman plugged in the 60 candlepower bulb, the electricity was free to express itself to a greater degree, and yet even then it was limited by the form through which it flowed; namely, the new bulb. A 100 candlepower bulb would have permitted an even greater expression, and so on and so on. Therefore, if you held an image of poverty, that is what you will have seen expressed in your results or your material world. However, since you are now holding an image of prosperity, that is the image you will see expressed in your material world. The nonphysical creative substance, which is Spirit, flows to and through the seed and expresses itself in its polar opposite, physical form. As we have discussed on previous pages, the modus operandi of Spirit is law and, of course the law of attraction is a cause, and growth or expansion is the effect. So keep visualizing yourself as a perfectly endowed spiritual instrument without limitations of any kind.

For if you do, you will find it easy—in fact natural—to expect the good you desire. You will understand that doubt simply obstructs the unfoldment of your desire, so when you continually originate images of doubt, you know you will never see the materialization of the image you desire. Only the reproductive creative spirit of life knows what you think, until your thoughts become physical facts and materialize in your body or your affairs. Then everyone with whom you come in contact may know, because the intelligent energy rewards you openly by reproducing your thoughts in physical form.

Expect an Abundance

“The mind is a powerful magnet and as such, it attracts whatever corresponds to its ruling state. Expectation dictates what that ruling state will be and therefore governs what corresponds to the mind and is attracted into your life. Expectation can be either a blessing or a curse but either way it is certainly one of the most powerful unseen forces in your life.”
John Kanary

Public Speaker, Author, Entrepreneur What are you doing to increase your income? If your answer to this question is “nothing” or if you are just beginning to think seriously about what you could do, you have probably not yet grasped the ideas presented in the previous chapters. You should be aware that the chapters in this book resemble the individual pieces of a jigsaw puzzle. Each chapter is related, one to the other, in such a way that if we put them all together, we can see the entire picture. Since you are now well into the heart of the book, I would ask you to pay particularly close attention to the ideas which follow, so you can use them to successfully tie all the pieces together.

You will soon discover that if the ideas in this chapter are applied with intelligence, Expectation can be the triggering mechanism which attracts into your life, every good you desire. However, if you do not exercise extreme caution, Expectation can also turn, just as rapidly, into a destructive, lethal enemy. Therefore, you must be cognizant of how you are 92 Expect An Abundance exercising this invisible, but powerful, force. I believe you already understand you cannot have wealth in your material world until you have first visualized the wealth in your mind. But what does this really mean?

It means that before any of us can even begin to overcome the poverty which surrounds us in our external world, we must first conquer the impoverishment that is buried deep within ourselves. In the preceding pages, I explained how prosperity—properly understood—is simply the inward awareness of the opulence, wholeness and completeness that abounds within the spiritual realm. In other words, it is impossible to feel poor when you are conscious of being enveloped in the protective care of a loving God, universal spirit, or whatever else you may wish to call the spiritual center of our universe. Let me repeat—there never is, and there never has been any lack of supply other than that which we have created for ourselves because of our own limited awareness.

How to Do More with Your Money

It would be great to make more money, but how about trying to do more with what you’ve got? There are ways to buy more, save more and donate more simply by using the money you are already earning. All it takes is using your money more wisely. Here are some tips to help.

Buy More
The main way to do more with your money when it comes to shopping is to use coupons and buy items on sale. If you’re a regular visitor on The Bargainist you are already doing the right thing. Grab your Sunday paper or find grocery coupons online on sites like the CouponClippers.com. Coupon-lovers save 50-75 percent on their grocery bills. That is money you can use somewhere else.

Save More
Setting aside money for your savings account can be challenging. Try saving a specific percentage of any bonuses or extra income you receive. Or if you get a raise, try saving half of the extra amount. You won’t have to change your lifestyle and your savings will get a boost.

Donate More
We all want to help others and now it’s easier than ever with charity shopping. The next time you need to buy someone a gift try using sites like iGive.com. You simply shop at one of the hundreds of stores in the iGive network and a portion of each purchase will be donated to your favorite cause. Or try buying products that support charities. This all-natural soap sells for just $3.99 a bar and the proceeds help to bring clean water to third world countries.

Invest More
The easiest way to invest is by maxing out your 401K. Be sure to take full advantage of your employer’s match. Because this money comes right out of your earnings, when you get your paycheck chances are you won’t miss it.

101 Ways to make money online (76-101)

76. While most webmasters use PPC to refer to Pay Per Click old timers use it jokingly to refer to P*rn (where *=o), Pills and Casinos. Those are probably the three biggest money areas on the net and have probably made more millionaires than any others. But they are very competitive and are difficult markets to er, penetrate. However, there are lots of legal, legitimate opportunities here some of which I'll expand on in due course.

77. Example of a pure arbitrage opportunity: For a while buying traffic via Google Adwords and sending that traffic to pages of little content and Google Adsense ads generated reasonable profits when done astutely. Sure, Adwords and Adsense are two sites of the same coin. But I did say you needed to be astute to recognise where the opportunities were and you need to test, test, test. There are still lots of contextual arbitrage opportunities about. Especially when you work across programs (e.g., buy traffic from MSN, sell to Yahoo).

78. There are a lot of arbitrage opportunities in the finance world as discussed below but if economics and finance talk bores you to death, there's sports arbitrage. Different online bookmakers may offer different odds on a sporting event. By taking the better odds at each bookie you could come out ahead irrespective of the actual outcome of the event. If you're really clever you could make a program to do this for you. Why don't the bookies adjust their odds based on what their competitors are offering? Because they have to balance their own books. Their prices are decided based on how their own punters are betting.

79. Hosting: You don't need to buy a lot of server hardware to provide a web hosting service. Many big hosting companies allow "reseller" accounts where you sell hosting plans to customers and the hosting company will host them all for you under your Reseller account umbrella. You get to charge customers as much as you want. Some Resellers provide value added services and charge more for these. At places like WHT you'll find that resellers sometimes sell their customers as a "bundle" i.e., you can pay some money to buy a reseller "business".

80. Related to the above is free hosting where you provide small website owners free hosting and in exchange you serve ads to all their pages to make the revenue to pay the hosting company and yourself. Early pioneers of this model are well known names like Geocities and Angelfire.

81. Being a broker can be done in a thousand different ways. There are some entrepreneurs making healthy profits just by bidding for projects on places like elance and guru (and others) and farming them out to a bank of writers/programmers they use on a regular basis.

82. Trading from home is really catching on in many parts of the world. You don't need to be an expert on stocks & shares. You can trade on commodities, currencies, lots more. Trading futures allows you to leverage even small $100 amounts of capital into huge fortunes (or bankruptcy).

83. Gambling is a far cry from trading futures but a route to riches for many. No, not the traditional horse racing type of gambling where the only long term winner is the bookmaker. I'm talking gambling against other gamblers, I'm talking the numerous ways of gambling online (search). And there are a million books and ebooks that claim to "teach you how to win".

84. HYIP, or High Yield Investment Programs are just what they say on the tin. They are also highly risky. You invests your money and you takes a chance, but some pay as much as 100% per day. How do they do it? A very few are putting your money into investments with even better rates of return. Others are simply going to keep paying out the first few customers with investments collected from later ones.... and then they go bust. Pyramid style. Maybe the ones who make the money are the ones who get in early... or actually start HYIP programs.

85. What's it with eBay? You just can't get away from them. Their bulk "dictionary purchase" of ad terms from the Google Adwords/Adsense system means you find ads for eBay no matter what you're looking for, even if it's for toenail clippings or dead pets. Whatever the reason for their success you can join the bandwagon and sell your rubbish on eBay and convert a garage of old junk to hard cash.

86. And when you've acquired a fair amount of experience with selling your own rubbish, start selling others' rubbish. How to get your hands on enough trash? Place an ad in your local paper to do house clearances, or just buy stock from wholesalers in - yes, you guessed it - eBay itself. You can get anything from unused toasters to umbilical cord containers. A lot of ebay sellers are actually shopkeepers; they buy stock new from wholesalers and sell them in eBay instead of a physical bricks and mortar shop... and make a healthy living doing so.

87. You've now got a lot of experience buying and selling in eBay. It's time to write a book or ebook on how to use ebay to generate millions. It doesn't matter that you haven't made millions yourself. People still buy these books even if it's just to learn their way about ebay which can be quite daunting for some. And you can sell it on ... you guessed!

88. Don't fancy writing? Then set yourself up as an eBay assistant. eBay itself will send you people who need help with their complicated system. And you can charge them a commission.

89. Alternatively, setup a shop to accept goods from those who can't list them themselves. Yes, a physical shop. There are lots of them springing up all in big cities. The operation is simple. You take something in from somebody, sell it on ebay and retain a percentage for all your efforts.

90. Think building an ebay business is too much like building a normal business? If you've got the capital you can take the easy route. A lot of ebay "shop" (businesses) come up for sale in site-for-sale forums and with business brokers. The ebay username and feedback generally accompanies the business so you continue to benefit from accumulated goodwill (though the "transfer" is something that eBay may not approve of).

91. Opportunities to make money in eBay are limited only by your imagination. There's money in everything from making connections (putting people in touch with other people) to coming up with or commissioning software to make the average ebayer's life simpler or more productive (thousands of such programs already exist). There's even a business model involving just searching for and finding items that have been misspelt in the listings.

92. It's not just eBay. Any merchant big enough or third party affiliate manager program - from Commission Junction to Clickbank - has opportunities. For example, you can create an Amazon affiliate site.

93. Set up a proxy. People seem to want to surf at work AND access sites their IT system blocks them from viewing. A proxy allows them to get around that restriction. Some proxy services get by just on the advertising (as it's easy to get enormous page views in the proxy business). A very good one will even have people paying a few dollars each. There are several ways to monetise a proxy.

94. Enjoy networking? Social networking Web 2.0 style? Make money with it. If you build up sufficient reputation in places like Digg people will start approaching you to start some buzz on their company or their new product. At one point Netscape offered top "Diggers" a sweetener os $1,000 to move over to their competing service.

95. Selling databases of parts/directory listings/modified or value added DMOZ data/ email lists. The DMOZ directory is a massive directory put together by volunteer editors. And they give away their content for free. Kind of. You can download their database and combine it with other information - like phone number and postcode from Yellow pages- to add value / enhance those listings. You could then sell the enhanced product.

96. Find jobs for your friends. An easy way into the personal recruitment business. Know a friend who's just right for a particular job? Make the connection between friend and employer and you could get up to $5,000 for a few hours work.

97. Get paid for your unused computer cycles. Is your computer sometimes on while you aren't actually sitting at it? Then it's using electricity but not performing "work". Joining a distributed computing group like SETI lets you use that computing power to help reach some worthy/unworthy goal. However, you can also use those cycles to earn money by selling them to companies who have large computing tasks then can't do completely in-house.

98. Take the cap around: Do something nice. Provide some information that helps someone, perhaps someone grieving for a lost partner. Or info on how to volunteer to help orphans in Africa, or find an internship. Make it useful. Or just make it very funny. Then stick a donation button on there for people to support your work. You'll be surprised at how well a donation button works on the right type of site. No, it won't work on this page - or any page promising to make you a millionaire.

99. Start an article directory. Giving away free articles (with embedded links) is one way for webmasters to build incoming links to their sites. For other webmasters these free articles are a great way to fill out their otherwise bare sites. Be the middleman. Popular article directories make a lot of money from the contextual ads they post on all the free articles they are displaying on their site.

100. Start a content site: The most common way webmasters earn money is probably contextual programs like YPN and Adsonar. But mainly Adsense. It's simple, quick, doesn't involve any complicated new skills. You simply put up a website with useful/informative content and some Google provided code, get a few links to the page and wait. Traffic will start flowing to it. The volume would depend on the topic and quality of content. Visitors would see ads served by Google and related to the content of the page. Each time they click on an ad you get anywhere from a few cents to several dollars. I personally know at least 20 webmasters who earn in excess of $10,000 per month this way. There are thousands of others.

The 101st method is my personal favourite because I find it hilarious:

There was this bloke who bought an email list of one million email addresses. He sent half of them a stock tip that a certain stock was going up, the other half got the same message predicting that the stock would go down. 50% of them saw him proved right. He ignored the rest and split this 50% into two groups. Half got an email with another up prediction and the other half got the same email with a down prediction. He rinsed and repeated a few times till he was left with about 15,000 people who saw him get it right several times in a row. They were obviously very impressed. He then invited them to pay $5,000 each for a seminar with him on picking stocks! :)

CONCLUSION

I make a healthy living online, and with multiple income streams (no I won't tell you how much. Remember, I'm not trying to sell you anything). I put this article together originally because friends and family kept harassing me to show them what I did for a living so they could do it too. I collected some of the ideas for things I had done myself, got some more from the thousands of site-for-sale threads (and detailed conversations I've had with those sellers), and threw some more obscure/zany ones in here for good measure.

May money just flow to you. If finances are tight right now, take heart - money happens, it's easier than you think. I feel very privileged to live in these interesting times, times full of opportunity, times where I've been able to give up my day job, work at my leisure, enjoy my kids growing up, retire decades earlier than I normally would, and spend time writing this drivel instead of running the usual rat race. God bless the Internet and Good Luck. You CAN do it.

101 Ways to make money online (65-75)

65. Has someone has violated your online rights? Perhaps they don't have a privacy page on their site as required by law. Or haven't made their site disabled friendly (illegal in some parts of the world). Sue them. Particularly if you can get one of those no win-no fee vultures to act for you. A guy called André-Tascha Lammé kept getting calls from salesmen selling him stuff. He sued them in the Sacramento, CA, small claims court (easy to do). Guess what? Apparently the law in the US awards you $500 each time a telesales person makes an unwanted call to you. Lammé walked away with $6,000. What's the law where you are?

66. They haven't violated your rights? Sue them anyway. Why do you think so many people sue Google on the most unlikely pretexts: giving them incorrect results, showing anti-Christian sites in the results, having advertising, being racist, not being racist? Find something unusual enough to sue them about and some dumb tabloid editor somewhere will pay you for an interview. Even if they don't you'll generate publicity, get column inches, get people to your site...Ka-Ching.

Or be the scum that sue companies for small amounts just because it's be cheaper for them to settle than defend. Even if the grounds for the case are petty and silly.

67. Sell photographs: Live in a big city? Hang around at celebrity watering holes, click some photos. There's always someone online willing to pay for interesting ones - there are sites specifically for the buying/selling of photos like these. Get "lucky" and click the UN Secretary General picking up a hooker and you can buy that dream home in the Bahamas quicker than he can say United Nations Secretary General. Find Paris Hilton in another compromising video and.... you can buy Bill Gates.

68. Perform domain hunting services for businesses and then send bill them (even if they've never heard of you). Some businesses will pay up. A 0.01% success out of a million could be worth $100,000 (at a modest $10 each). For example, you could setup a program to extract company names from a Yellowpages database, run them through a misspelling generator and automail each company a list of domains you've identified that it would be in their interest to register as these are very similar to their company name. That's a service, right? The UK authorities have been clamping down on a lot of these operators... but that's only the UK based ones!

69. Exploit people's soppiness. Once upon a time there was a site with lots of lovely pictures of a beautiful little bunny who was very, very happy. And his owner loved him very much. But he needed money so he asked for money on the site and promised that if he did not reach his target he'd eat the bunny. He provided graphic recipes with bunny dish mock-up pictures. Donations followed, fast and swift.

70. Relationship Marketing: Who said relationship marketing was about companies building relationships with their customers? It's about marketing to relatives. About pimping products to your friends. Whatever the "network marketing" opportunities there ever were offline - from Amway to selling water filters - there's always a lot of stuff you can "personally recommend" to your friends online. People who don't open junk mail will open mail from you, because they trust you! And you can get paid for endorsing all manner of rubbish. (Till you lose all your friends, of course)

71. Become a volunteer editor in places like DMOZ and then take bribes to list sites. Is it illegal? In many parts of the world it probably is not, and so it does happen a fair bit. But, the less said about this bribery the better..

72. Petitions: People are constantly petitioning their bosses, their politicians, the rest of the world. Some of those petitioners pay for people to join their cause. Signing up again and again and again has proven lucrative for some, particularly those who know how to proxify their IPs (what is a proxy?).

73. Email SPAM. Nobody likes it, it's illegal in some countries, ISPs get very upset, recipients get even more upset but no list of how people make money online can be complete without a mention of this. What do you sell when you spam? Have a look at what type of spam YOU are getting, it will likely give you an idea of what pays. And the stock tips that seem to "accidentally" land in your inbox. But that's about all the help I'm giving you on the subject.

74. (But wherever there's a big problem there's an opportunity: Run an free email service like Hotmail etc., but with a good SPAM filtering system. High startup costs, sure, but if you get enough people signing up you could be worth a few million very quickly. Google tried this with gmail and got about 4% of the market without advertising the service at all; accounts were given by invitation only)

75. Start a HYIP and do a runner. See 101 Ways to make money online (76-101) for more details on what this is.

101 Ways to make money online (52-64)

52. Affiliate programs can be great fun and very lucrative. The trick is learning to generate traffic, funnelling it to your merchant and hiring expensive accountants to handle your massive tax returns. It has made more millionaires than you'd believe and I've personally met many of them. I hope to write a lot more about making money from affiliate programs in the months to come.

53. But if fine-tuning ad CTRs and monitoring ROI is too much like hard work ... be your own affiliate customer. Credit card companies, mortgage companies etc., pay anywhere upto $100 per form filled on their site (per valid lead). Go apply for some credit cards and mortgages BUT do them through your own affiliate links and make a few hundred dollars per day. Sign up in as an affiliate in your wife/husband/dad's name to get around the occasional restriction that applications in the affiliate's own name don't generate the commission.

54. Like playing computer games? There's money in gaming. Top players get paid handsomely for participating in tournaments, attending gaming fests and endorsing products. OK, Tiger Woods does make more but does he have as much fun? I mean, have you ever seen him happy? Like deliriously happy ... and shouting for joy? No. Because his golf club don't have no buttons. But it's not just for big hitters. Anybody can make a few hundred bucks a week.

55. MMORPG, or multi-player online role playing games are virtual worlds where otherwise sane humans lose all perspective and all sense of reality. Or they pretend they do. They spend money on invisibility cloaks, virtual machine guns, characters and even virtual money! It's hard to explain how it works but Be The Seller, there's a thriving economy there worth millions of dollars every year. Whether it's WoW or SecondLife.

56. Adult entertainment: Like dressing up kinky? Do it front of a webcam and adult webcam sites will pay you. (John Prescott need not apply.) Like chatting dirty? Are you a balding man who likes pretending to be an 18 year old blond, female model? The online equivalent of the premium rate phone lines is where you can earn money all day just having fun. I won't provide links - use a search engine and find them yourself.

57. Or get paid for promoting other adult sites. This is like other affiliate programs except that you get to give away stuff on your site (usually cut-down/lower quality versions of videos and pics) for free. These entice visitors to click through for the larger resolution version which requires a small subscription. So, free content for you and - if you can get enough visitors to click through and subscribe - a healthy commission cheque at the end of the month.

58. Mystery shopping: Shopping on behalf of firms to see how staff on the floor are treating customers. Buy products, have holidays, eat at restaurants and have the tabs all picked up by your employers... as long as you provide them some feedback on what the service is like in-store. There are worse ways to earn a living. Some sceptics say they have fun but don't earn a great deal. Others disagree.

59. Spend your time entering competitions. Despite the name "competitions" rarely require skill, they are nothing but glorified lotteries/ sweepstakes. The most challenging question they are likely to ask you is, "What's 1+1?" Try searches like "competition entry" and "win a prize".

60. Or enter contests of skill. Good at SEO? There seem to be a lot of SEO competitions around. Good for nothing? I tried Google on a search for Good for nothing competitions and I get a lot of results. :-) Weed out 99% as junk, and you should still have some good 'uns there. Good at taking or editing videos and have a good idea? Video sites like metacafe pay you if your video is popular enough (this guy made $100K).

61. Good at poker? You can make a living from playing it all day long (or go broke).

62. Become an estate agent. Not a real one; in places like the US that's too much effort. No, you can act for buyers without all that formality by being a buying agent. Clients have a clear idea of what they want but you have the time to keep hitting rightmove -or wherever your local listings are - to find them that special property. In the UK "buying agents" charge 1-3% of the property value.

63. Concierge services: If you know the exact type of bra you want but can't find it would you pay someone a few dollars to find it for you? You'd be surprised how many busy people would. Whether it's a list for the supermarket delivery or a bathroom tap unavailable locally - for some people the hour or two hunting is not worth the $10 you'd charge. Maintain preferences for your signed up customers - so they can tell you to order "milk" without having to specify semi-skimmed, 2 litre, cardboard packing etc. - and close relationships with local businesses and even I'd sign up. Example

64. Be a researcher. At places like answers.com people pay for you to go research an answer to questions they don't have time to answer themselves. Like, "How do I choose an SLR camera?" and "What's the name of the theme song to the TV program A Bit of Fry and Laurie?" Note: Google has now closed the answers.google.com service but if you're that good at hunting things out you'll find that there are other places where people pay for answers. And, I'm not just talking paid homework help

101 Ways to make money online (22-51)

22. Several jobs exist on a pay per hour basis but the better paid ones are probably contract jobs. Some examples of both: Copywriting; proofreading of web content/ebooks/newsletters etc. (elance, guru, rentacoder, graphicdesign, more).

23. Email or phone answering: Be one of the first line support staff manning a company's phone or email answering service. Filter out the easy questions by pointing the user to relevant sections of his manual and escalate those that seem genuine problems. You are saving the company's engineers' time and providing a valuable service - that they pay for. A variation of this is chat help where you actually sit at your PC and text chat to users who've reached a firm's website and clicked the help button. Sometimes a bit of training is involved.

24. Good at web design, HTML, CSS? Create designs (templates) and flog them. You can sell each one multiple times to webmasters who don't have the time or patience to get familiar with the intricacies and quirks.

25. Monitoring Wikipedia/ forums/ blogs for mentions of a particular name, brand etc. A recent expose showed that several Wikipedia entries were being manipulated by a US political party who had several stooges signed up for just this purpose. Wouldn't their opponents want to know each time they're manipulating some facts? Find someone who needs some news "managed" or needs to know when news is being "managed" and get paid for it. You need to be "proactive" as these jobs aren't "advertised" but the fact that they aren't advertised means that others don't know about them, you have an advantage. And there are opportunities in almost every language.

26. Directories: start one. Webmasters pay to be listed in your directory. The better your directory the more you can demand. Niche, hand compiled directories are a million times better than the SERPs dross and both companies and users know that.

27. Filling in surveys. True, there are a lot of duds around but there are still some programs that pay you for doing mind-numbingly dull tasks like filling in surveys. If you aren't fussed about privacy and are willing to disclose all your personal details (or fictional personal details) there's usually someone willing to pay you, From YouGov to Ciao. This - and some of the next few - are called IFW or Incentivised Freebie Websites, more here.

28. Get paid to read email. Why would companies pay for that? Plenty of reasons, not least that a human eye can spot SPAM that even the best program doesn't catch. Even the best anti-spam program has some false positives and some companies can't afford to have any.

29. Do other filtering. There are people who'll pay money to have you filter through those millions of ebay listings to find them the specific objects/ curios/ stock/ book that they really, really need. Another filtering idea: Businessmen looking to buy sites regularly visit the Site Buying/Selling forums and trawl through thousands of listings a week. Get talking to one or two of them, offer to get familiar with what they are looking for and to do the looking for them.

30. The web has allowed easy access to industrial quantities of free stuff. For example, in 2007, a major manufacturer of cricket bats had a problem. Cricket bats can't have knots in them so most of the wood from the willow tree has to be discarded as scrap. Not a few bin bags full but 70 tons. Per week. Yes, lorry loads per day! Free. They listed it on the eastex.org.uk site. Opportunity: Find a company that sells bark mulch for gardens. Find out how much they are paying to buy wood. Offer them 70 tons of fine willow a week at 50% of their current costs provided they pick it up themselves. Or contact manufacturers of chipboard/cat litter/use-your-imagination. OK, eastex may not still have that particular opportunity... but there are others. And on other sites.

31. CPA = Cost per Action. Apart from filling in surveys people pay for all kinds of other things. Like clicking on links (though you may want to check that you're not participating in click fraud).

32. Posting in Forums: Like hanging out in forums and chatting to other people? Owners of new forums have a problem. If there aren't a lot of conversations going then people don't stop to talk. So they get the chat flowing by paying for posts. So, jump in, start chatting and get paid.

33. Do something silly. The milliondollarhomepage guy got famous for selling worthless pixels on his page. But, because he was in the news/having his 15 minutes of fame people focused on that and paid money for what they would normally have realised was fairly worthless links. Yes, people are stupid. ClickHereYouIdiot. But some of these "stupid" people are millionaires today.

34. Do something more useful and less silly. Find a need in a niche and fill it. People complaining in forums about how they can't find replacement parts for a certain type of car? Find someone who'll make it and be the broker. People complaining about limitations in a particular niche software? Find a programmer to design a solution and start selling it.

35. Have expertise in a particular subject? Write regularly on that subject and give away your knowledge for free. People will bookmark your blog and visit regularly. The money is in allowing companies to advertise their products and services to your very eager audience. There are third parties like payperpost, blogvertise, creamaid, Blogitive, reviewme, loudlaunch etc., who handle the finding of advertisers.

36. Don't have expertise in a particular subject? That doesn't stop bloggers. Some of them blog on the most mundane things - from what they had for breakfast to how they spent their day. And still the advertisers come. So, don't blog to demonstrate your expertise. Blog to demonstrate your camera obsession and show all the stupid pictures you take everyday. Or blog about breastfeeding your kids.

37. Join the myspace bandwagon, build up a lot of "friends" and bulletin advertise the hell out of them. Send them to pages where you promote affiliate programs and you could walk away with five figures every month. There are people who make a lot more.

38. Or use tools like myspace to promote your offline activities - like the music you create. The Arctic Monkeys were record label/ talent scout/ music agent free.

39. Sell trinkets to myspace users. They love them. Especially shiny ones. Myspace backgrounds, templates, animations, scripts, icons and other "myspace resources" are a multimillion dollar industry.

40. Writing a newsletter. Building a mailing list is a long term plan and it pays dividends but don't expect immediate results. If your newsletter is good and you promote it well you can collect hundreds of thousands of subscribers (who all get the newsletter for completely free). The more subscribers you have on your list the more advertisers pay to feature in your newsletter.

41. Find something that won't sell, let your imagination run wild. Be willing to think the most outrageous thoughts, the most impossible items to sell. Who would have guessed there'd be an active market for urine. Yes, that stuff you flush away. No, I'm not taking the ... mikey. Start selling your outrageous item and you may find that a market already exists. You can also sell your hair, your blood, your eggs, breast milk and body parts... and rent your uterus.

42. Build a community. While some webmasters see lower returns from forum-type sites it's probably because they're using contextual programs like Adsense. One of the biggest webmaster communities (forum) is free to join and free to use though it's very busy, uses massive bandwidth, and costs its owner a bomb. Yet, he makes a very profitable income from organising conferences/tradeshows. His "community" ensures every one is a sell-out.

43. Be a link monkey. Webmasters want people to link to them. It makes them feel loved. And it helps them rank higher with search engines. But they don't have the time to go begging. You do that for them and get paid per link. If you're smart you'll find shortcuts and charge people a lot of money for identifying and approaching possible link "partners".

44. Related to the link idea above - start a directory submission service. There are lots of directories around like the ODP. Many take free submissions but you have to do these by hand. When you're familiar with the submission process at a few of the top ones it takes you a lot less time to make submissions. Webmasters have to register, wait for a reply, jump through other hoops etc. They'd rather outsource it to someone who can do it faster and has the time.

45. Another flavour of link-building: Dropping mention of your client's site in forums, blog comments etc. Yes, clients pay for it. There are spamming ways of doing it and some more decent ways. If you can make relevant posts, posts that contribute to the discussion, and provide only those links that are beneficial to that thread, you'll be in high demand with webmasters looking to spread the word about their good content. For example, if you genuinely feel that this list of 101 ways to make money is the dog's testicles - and you participate a lot in webmaster forums - you're bound to come across threads where dropping a link would help your forum mates. Some website owners pay for that.

46. Press release websites often need people to screen user submitted releases for profanity etc., before running the "news". Well known blogs often require the same kind of vetting service for user submitted comments to blog articles. Niche directories that take automated submissions need to prevent against SPAM so could use a human review of each submission. There are numerous such opportunities. Spamming site owners with offers of your service may not get you anywhere. The key is to identify a site that looks like it could use this service and make a personal approach.

47. Write an ebook. It's as easy as falling off a chair. Know something about something? Whether it's about growing cabbages, writing PERL, plucking nose hair or being a good cop - if you're a good marketer, or pay a good marketer, you can probably sell a few thousand copies of your ebook. People pay online and download it, no publisher, printer, book shop or other cumbersome details to worry about. In fact, you don't even need to do the selling. "Affiliates" do it for you (on commission). And, there are ebooks telling you how you can write and sell ... ebooks!

48. Become an expert in a particular niche, perhaps affiliate programs for kids' products, or mailing list services ..and charge for your advice either at online webinars ... or even at local business events. The great news is that this is the internet and becoming an expert in a niche often requires nothing more than spending lots of time (online) reading and absorbing. No school to attend, no fees to pay.

49. Data sorting and other mundane jobs usually pay by the hour. This is the online version of envelope stuffing except that there really are opportunities to do these jobs online. It's a matter of looking in the right places and avoiding all those scammers looking to part you from your money by asking for upfront fees.

50. Good at graphic design? Design and offer logos and icons downloadable for free (and without watermark on payment of a fee). Good icons sell for several hundred dollars a set. And each set can be sold again and again.

51. Create an award and some fancy logos to go with it. The more credible they look the better. Award them to websites you like ... provided they pay you an "admin" fee every year to continue using the logo. Giving awards used to be a useful way to get backlinks. But when people's egos are sufficiently stroked they'll pay to continue boasting about how good the "rest of the world" thinks they are.

101 Ways to make money online (1-21)

There's no catch and I'm not trying to sell you an ebook. Or anything (read about conmen who do). I'm not even signing you up for a newsletter. This list was put together more as a laugh. It may change your life. Or it may annoy you enormously because of its er, brevity. I hope it does both.

Some ideas here are nice and have halos, others smell of dog urine ... but all these methods allegedly generate lotso dosho, and every single one is legal at least somewhere. There's overlap in everything so some ideas may be repeated (and some may not be covered at all) but I'm still maintaining there are 101 ways to make money online, partly because it makes a good headline. No, solely because it makes a good headline. It sucked YOU in, didn't it?

No, you won't get anything for nothing but there are a lot of things you can get for nearly nothing. Like getting to pick holes in my list. Go ahead. Pick holes and then link back here to show people how stupid I am.

I've put together a lot of these ideas from thousands of hours discussing businesses for sale with their owners. They've shared with me how their businesses operate, how they make money online, how they built their businesses up etc. They've given me access to their traffic stats, their earnings and accounts and tax figures. Many even gave me access to their Adsense or other "main earner" accounts. Some of those businesses were so irresistible that I bought them. And sold them. And bought others. It's a game. I love it.

Most of these business ideas can be run from anywhere in the world, even the United States, Australia and other non-English speaking countries. For consistency sake all figures are quoted in US dollars.

Each method is summarised in a single small para so appreciate it's not the complete unabridged version. And, no, I haven't tried each one so out of the 101 business models to make money online 102 may be completely dud. But, I do intend expanding - in due course - on some of the money-making ideas that worked for me.

More disclaimers will come when people sue me

Finding business ideas:

1. Spend all day browsing Site For Sale forums (like the list we have here) for the myriad ways people earn money online. People looking to sell their sites actually tell you how they make money! Pick one that suits you. Research it a bit, and away and start your own business. Or use a search engine to find ways to make money online. It seems to be so easy that it's almost impossible to find someone who doesn't know how to do it. (But why stop at one search engine (SE)? Most people get to less than 1% of the top qualify info they're seeking because they use just one SE like Google, don't have the vaguest of ideas of the advanced search features available, and don't know the benefits to be had using specialised SEs, local SEs etc. )

2. Bundle the two above to tell other people how to make money online. They always want to know. It doesn't matter if you don't know yourself, you can still charge them for it. I obviously don't have a clue as I'm giving it all away. You can now ignore everything else I say. But don't go spending money on internet cons promising to make you a millionaire and here's how to spot them.

3. Be more inventive with your search. Look for small business franchise newsletters. Or for home jobs in your particular niche or hobby. (And check point #2 above for those specialised SEs). You can also go through the appropriate DMOZ categories

But using "search" is just the start of the game. There are simply so, so many ways. We hope you hang around to find out.

4. Like the guy you can pay to stick a message in a bottle for you and throw it into the sea. He's made tens of thousands of dollars already. And there are several others like him in all parts of the world. Do you live near a sea or river? Or join the cleanup of those bottles and get your council to contribute.


Domains

5. The dot com gold rush made many millionaires but there's still plenty of money in domain real estate and still some good catches available. A good dot com may be difficult to find now. But there are a lot of gTLDs and ccTLDs from the .info to .eu to .tv to .co.in and they all present opportunities being discussed in several good forums. Put your thinking hat on, buy a famous word domain for a few dollars and put it up on the domain selling sites.

6. Lost your thinking hat? Hang out at SEDO. DNForurms, Afternics and other places where domains are bought and sold. Provided you learn enough about the market to recognise bargains you could make a living from just buying existing domains and reselling them.

7. If you're smart you'll run dictionary checks against available domain names and auto-check them against search volumes (using OST, Wordtracker etc.) for that term and Pay Per Click (PPC) rates in the major ad networks (example) to work out which ones are likely to be more profitable. If you can pick up the domain for a profitable term that's searched for often you can use a domain parking program. Or post a little bit of relevant content and get a link or two ... and the search engines will start sending you traffic. If the phrase people are typing in coincides exactly with your domain name it gives you a great head start with SEs.

8. If you're smart AND a linguist you'd be doing that in multiple languages. And not paying for any domain till you've tried it free for five days to see if it does indeed get any type-in traffic (and how well that traffic converts). After you've tried it for five days and dropped it there's nothing to stop you immediately picking it up again for another five day trial. Strange, but true. It's not kiting, it's legal.

9. Misspellings. Massive opportunities still exist in the misspelling/typo market. People trying to get elsewhere land on your site instead ... and you sell them stuff (or use the domain parking idea). Some even tempt fate by making PPC opportunties out of typosquatting on trademarks. Finding typos has never been easier. There are many tools that will find misspellings for you. How easy can it get?

10. Domain parking and type-in traffic: People sometimes guess at URLs. If they want a plumber they may try plumber.com though they've never used that site themselves. Find terms that people may be typing in (I will provide a detailed guide to this when I get a chance), buy the domain and populate it with ads. There are several ad programs to monetise your parked domains. Or combine this with the previous idea to buy plummer.com or similar typo domains to make money online.

11. Drop catches. People sometimes forget to renew their domains and these expire. Picking them up will give you some remnant traffic from sites that link to this domain/people who've bookmarked it etc. In some cases the traffic can be pretty high. Provided you're fast enough to replace the copyrighted content that was there with something else you can make quite a profitable business from doing nothing else but this.

12. A variation on the above. Sell the domain back to the previous owners. Note that you may want to tread carefully and get familiar with the rules for that TLD before you start sending off ransom notes. For example, with ICANN (domains that end in .com, for example) the moment you send the previous owners an email saying you've got their domain and you'll give it back for $10K... you've lost. It can't look like a ransom demand. Be reasonable and read the small print of the UDRP. No UDRP required if you're sitting hostage on myspace.com/theircompanyname or the equivalent at blogger, mybloglog, or other big destinations. LOL, watch them kick themselves and sack their web advisors who told them about taking the "dot info" but omitted to mention the importance of protecting the brand by owning the associated myspace directory (and others)! And it costs you nothing!

13. Run a domain management service. Hundreds of thousands of webmasters (or more) have a large portfolio of domains. A lot of them would like the boring bit taken out of their domain management. You can run their DNSes or just a service reminding them when each domain comes up for renewal. Or an automated monitoring service to tell them when one of their domains/sites is inaccessible.

14. Start a directory to list domains for sale. That's what people like SEDO do. You can get money just for allowing domains to be listed in your directory.

15. If you're running a service putting buyers and sellers of domains/sites in touch with one another you could get money for add on services (like providing escrow facilities). For ideas have a look at what existing domain intermediaries offer.

16. Run a domain research service. Wonder what happens when a manufacturer is looking to name a new model car? Or starting a new range of clothing? They need trademark and patent research but now they also need some domain research. Which of the literally thousands of combinations and misspellings (+ sucks.com) are taken and which do they need to buy? With a few of the free domain tools discussed on this page and one or two more - like free DNS tools - and a little time you could provide them a service they'd pay a lot of money for.

17. Start your own country: Whoa! yes, you're reading it right. If you've heard of Sealand you'll know that starting your own country is not that far fetched. Once you have your own WhackyCountry you can apply for a .wc (yuk) TLD. Sell millions of domains. Keep some for yourself. Ever wanted a Google.___?

18. Perform domain services for businesses and then send them a proforma (even if they've never heard of you). Explain that it's free this time but you'll gladly keep acting for them for a small fee. For example, there are thousands of big businesses whose half-wit webmasters/ developers didn't put in a redirect from the non-www to the www versions of their sites (or vice-versa). One entrepreneur made a few thousands just from pointing out to businesses how they were losing hundreds of customers every year who were landing on http://xxx-companyname.com and finding nothing there.

I'll talk about domain opportunities some more on this page when I get a chance.


Buying and selling internet businesses

19. Many sites runs on "auto-pilot". A common price these sell for in site-for-sale forums is 12-24 months' worth of net earnings (silly price, but it's true). Provided you don't mess the site up you can recover your capital in as little as 12 months and then ... sell the site to recover your capital again. Double your capital every year. 100% return. Sack your stockbrokers. It really is a crazy world!

20. Site flipping doesn't require as much capital and expertise as many people believe. Like property flipping, you buy one that needs a bit of TLC. Do it up, then sell it on for a whacking great profit. And, the beauty is you never have to deal with tenants!

21. How about cornering a little market? There are DMOZ categories with grandfathered sites (sites that have been listed for many years) which aren't being updated. If you can pick up a few sites in the same category and merge their content suddenly you "own" that niche. That opens a lot of possibilities.

How Much Is Enough? - 2

Don’t just pull a figure out of the sky. Do it right—because when you’re finished you will be glad you did. Moreover, this exercise will also help you to develop a more disciplined mind. At this point you might be thinking this section doesn’t even concern you, because you are already too deeply in debt to start accumulating a sizeable amount of money.

But you will be happy to know, we have a great idea which will help you deal with that problem as well. Furthermore, you will be delighted to know that in many situations—and yours may be one of them—a person can become wealthy, even if he or she never earns any more money than they are earning currently. That thought alone should give you the encouragement you need to continue reading. By now you should have completed your list and arrived at a figure; so take pen to paper and write that number down in big bold figures. Now, clear your mind of that idea and move on with me to another very important idea.

Realize that although this idea might not apply specifically to you—at least at the present time—it certainly will apply to many readers. Moreover, even if it does not apply to your particular situation, it is worth thinking through anyway, because you certainly have many friends and associates it does apply to and you will be able to share it with them. I am going to explain this idea to you as if you were a married person with a family to support and you are either the sole breadwinner or an important contributor. Now one of the principal reasons for wanting the amount of money you desire is to provide for your family, and not just in an adequate manner.

After all, you want them to live life to its fullest. Realize, therefore, that as long as you live and are able to follow the plan outlined in this book, you will be able to do as you want with respect to your family. However, if you really stop and think about it, you will very likely agree that you would want your family to live “the good life,” even if you were suddenly removed from the picture—wouldn’t you? Jokingly you might say, “No, who cares if I’m gone.” But this is not a joking matter. This is a very serious matter. Of course you care—I know it and so do you! Now, if you’re alive and healthy, you will create this wealth for your estate. But what if you die or are permanently disabled? Well, our society has taken care of that situation as well; we have “Life Insurance” and we have “Disability Insurance.”

But, let’s get back to your thinking again—you might be saying to yourself, “Life insurance, what a rip-off. This guy Bob Proctor really doesn’t know where he is coming from.” Well, let me tell you, that when it comes to life insurance, I believe I can claim to be an authority of sorts—for I have conducted seminars for the insurance industry for almost ten years, and I have had close to 50,000 people from that industry “go through” my seminars. Therefore, I can assure you, that when I say approximately 95% of the people whom you talk to are almost completely ignorant when it comes to the subject of insurance, I am not “talking through my hat.” Granted, many of these people hold important positions in business and industry, in government, or in the professions, and because of their positions, it would be very easy to just assume they know “of whence they speak.”

But the sad fact of the matter is, many of them are either badly misinformed or completely uninformed when it comes to the important subject of life insurance. Understand this—there is no way to replace your income and create a certain and instant estate other than life insurance; and statistics indicate that although most people are insured, the vast majority of people (at least 90%), are dangerously underinsured. That is to say, when they die, most people leave behind only enough money to pay for their funeral and possibly enough money to cover their family’s living expenses for one year!

The unfortunate part is, that for a relatively small sum of money, these people could have had their financial affairs set up in such a way that if something did happen to them, their financial goals would be reached by their families automatically. Since this book is designed to help you reach a substantial, financial goal, I felt duty-bound to include the information on life insurance. The book could not be complete without it. (Keep in mind there are only two ways to earn money: people at work, or money at work.) You will be happy to know the remainder of this book is designed for the person who is going to LIVE,.

How Much is Enough? - 1

“Most people think they want more money than they really do, and they settle for a lot less than they could get.”
Earl Nightingale

For you to get this prosperity concept into high gear, you must be specific—exactly how much money do you want? Remember, you are working with your subconscious mind and the subconscious does not think. It merely accepts images and then moves them into form. So for you to say, I want “lotsa money” isn’t good enough, because no one, least of all the subconscious mind, knows how much “lotsa” is. I strongly recommend that you get very serious about this chapter, because the idea it contains could literally change your life. But understand that thinking, by itself, is not enough—you must move into action. There are certain things you must do and the first one is to decide how much money you want.

For you to answer this question, it would probably be a good idea for you to decide what you want the money for. But to simply say, “I want the money to live on,” is not good enough. You should realize our society is structured in such a way that the government will “keep you.” In fact, in most places, they will even mail a check to you—you can sit at home and still receive a “living wage.” At this point you are probably saying to yourself, “Oh yes, I know that, but I want to live better than that.” Well, let’s get specific—how much better? Bearing in mind that this kind of an exercise is going to require some serious planning on your part, get out a sheet of paper and draw up a list of all the “things,” or “activities,” that you plan to spend money on over the course of the next year. To assist you in getting started with your list, I have outlined several sample categories below: Food, Rent/Mortgage, Clothes, Automobile, Utilities, Education, Vacations, Recreation, Insurance, Savings. Understandably, these are just a few of the many possibilities; so keep working on your own list until it is complete! And remember, you do not fill in the amounts you are now spending. Rather, you take each item on the list, visualize how you want to live and then fill in the amount of money it will cost you to do so.

For example, you might only go out to a nice restaurant to dine on very special occasions, but you might visualize yourself spending a very enjoyable evening out for dinner once a week, where the service is excellent, the food is even better, and the environment is fit for royalty. How much would that cost? — that is the figure you’re looking for. You could be driving a car that is getting old and is showing signs of rust, but you might visualize yourself driving a brand new car of your choice, that you trade every year or two. How much would that cost? Remember, you do not have a contract to live forever, nor is this a practice run—this is your life and you should be enjoying it to the fullest extent humanly possible! Therefore, you should have the amount of money you need, to provide the things you want, to live the way you choose to live. Let me caution you—it would not be unusual for your mind to be playing tricks on you at this point.

You could be thinking, “This is really crazy. I’m never going to have the money to live the way this book suggests.” I want to remind you, however, that there are many people who do have enough money to live the way this book suggests—and they weren’t born with it—and no one left it to them. They were “Born Rich” in the sense of having the God-given potential to succeed (everyone is), but like most people, they were at one time short of money. Understand that you too can succeed, and you will, if you will only do as this book suggests. As I am writing this, I feel compelled to digress for a few lines, to remind you that you have great resources of talent and ability locked up, within you, just waiting to be expressed. In this vein, I can vividly recall listening to a tape a number of years ago, that Earl Nightingale made on “Attitude.”

I must have listened to that tape literally hundreds of times and there was a part on it where he said, “Now, right here we come to a rather strange fact. We tend to minimize the things we can do, the goals we can reach, and yet, for some equally strange reason, we think others can do things that we cannot.” Earl went on to say, “I want you to know that that is not true. You do have deep reservoirs of talent and ability within you, and you can have the things you want.”

I wouldn’t even want to speculate on how many times I heard that section, without really understanding what he meant; and then one day I heard it, and every cell in my brain seemed to resonate with the truth of what he said. I suddenly realized what he was “driving at” and I knew deep down inside of me, if they can do it, so can I, if I am willing to pay the price. Please understand you too can do it, because what Earl had to say is as true of you as it was of me. But part of the price for you, is to figure out ...

Mental Money

Begin immediately to play a mental game with yourself—get into the habit of visualizing yourself in the possession of great wealth. Think of some of the things you would do with that money and then mentally start doing them. Since your subconscious mind cannot tell the difference between actually doing something and visualizing yourself doing it, this exercise will very quickly help you to develop a prosperity consciousness. Remember, it is an absolute law of your being, that you must have something mentally before you will ever have it physically! Also understand that everyone talks to themselves mentally—in fact, some people even do it out loud.

Therefore, whenever you are carrying on your private conversation with yourself, always talk about how good it feels to be wealthy. Congratulate yourself on becoming wealthy and hear others congratulating you as well. You should realize that although this might appear to be a game you are playing, you are doing one of the wisest things you can possibly do—you are working from a higher to a lower potential. You are embarking on a program of selfdevelopment. You are about to learn that there is much more to your self than meets the eye, and you must apprehend this “hidden factor of your personality,” if you are ever to develop yourself properly. In truth, you will never see the greatest part of your being because it is nonphysical in nature. In fact, you will soon become aware that you are constantly living simultaneously on three distinct planes of being: you are spiritual, you have an intellect and you live in a physical body. To understand this abstraction better, you must keep in mind that you are living simultaneously on three distinct planes of existence.
1) The Spiritual Plane of Thoughts (Highest Potential)
2) The Intellectual Plane of Ideas (Middle Potential)
3) The Physical Plane of Results (Lowest Potential).

Therefore, by doing what I have suggested you do, you are merely using your “divine nature” to choose the thoughts (i.e. “Money is good,” “I love people and I use money,” “Money is a servant; I am the master,”) which will build an idea. In our case, the idea happens to be that of “Great Personal Wealth,” or “True Financial Success.” Be very aware that ideas, such as the idea of “financial success,” never form by themselves; the human personality must always enter into the process, by thinking the thoughts which can then be used to build the idea. That is the very thing that makes the human being “godlike,” or you could say, a creative creature—the highest form of creation! So by holding this beautiful idea, or picture of financial success in your mind, you will ultimately be able to cause the idea to manifest itself in your life (i.e. in your results). As you progress through this book, you will see how this actually occurs! Now, let’s take a couple of steps backward. You will remember that I wrote, in a previous paragraph, that you are working from a higher to a lower potential. What I meant by this is that you are working from—
Thoughts ... (Spirit) to
Idea ... (Intellectual) to
Thing ... (Physical) rather than working from—
Thing ... (Physical) to
Thoughts ... (Spirit) to
Idea ... (Intellectual)
as you have probably done in the past and as the vast majority of people will continue to do in the future. That is to say, most people will look at a result in their life and then let that result dictate the Thoughts they will then use to build their Idea. For example, if they see that their bank account is empty (a result), they will choose to think thoughts of lack or loss and then they will use those thoughts to build the idea of poverty. However, since the idea they are holding in their mind must manifest in their future results, they are actually bringing about a repeat performance of the very thing which they say they don’t want: namely, an empty bank account. It thus becomes a self-doom-fulfilling cycle they are living, and clearly, this is not the way our Maker has intended for us to live!

You might very well be saying to yourself that this is an absurd argument; for if a bank account is empty, it’s empty. It just isn’t realistic to look at an empty bank account and be able to visualize great wealth. But I want you to know, this is the very kind of reasoning which perpetuates poverty and keeps poor people impoverished! You must begin to understand that the present state of your bank account, your sales, your health, your social life, your position at work, etc., is nothing more than the physical manifestation of your previous thinking. If you sincerely wish to change or improve your results in your physical world, you must change your thoughts and you must change them immediately. If you take the time to really think through the information which is being presented, you will conclude that what has just been said makes perfect sense. In fact, anyone who truly understands the “creative process,” will tell you what I have just said is not only right, but it is a natural law of your being— it is the way God works with and through the individual.

This is also called prayer in some “circles” (“prayer” being the movement that takes place between spirit and form, with and through the individual). God has given you the ability to build any idea which you desire. You were “Born Rich” and your abundance is contained in thought. So be good to yourself, choose magnificent ideas, and cease permitting your physical world to control your thinking. You can readily understand, by now, how everyone makes the “great mistake.” In Emerson’s essay on Self-Reliance he said, “Envy is ignorance.” In other words, to look at another person’s “Accomplishments,” or “Results,” and then to envy them, is truly unwise.

For those people first chose their thoughts, in order to build the picture in their mind of the good that is now manifest in their life; and they chose those thoughts from the infinite source of supply which is available to all of us— you as well! That is what the great artist, Vincent Van Gogh, meant when he was asked how he did such beautiful work. He said, “I dream my painting, and then I paint my dream.” In other words, he saw the picture in his mind first and then he made a replica on canvas— in oil, of the original in his mind. In truth, there has never been an “original” “Van Gogh” sold! As I am writing this I can see you reading it, and can almost hear you thinking, “That makes a lot of sense—now I see.” A few years ago Mary Snyder from California sat in one of my seminars with her husband Oscar. She gave me a quote by Lincoln which I truly love and which I have shared with thousands of people. Lincoln said, “To believe in the things you can see and touch is no belief at all; but to believe in the unseen is a triumph and a blessing.” Isn’t that beautiful? Thanks again, Mary. Hopefully by now you understand the wisdom of some of these mental exercises I have been suggesting.

So keep repeating: “I am prosperous, I am wealthy, money is good.” See yourself in your mind’s eye, doing what you will do when you have the manifestation of your new attitude or consciousness. Visualize this great wealth and feel yourself already in possession of it. Remember though, money is the servant; you are the master— you love people and you use money. Before you continue on to the next chapter, reread this chapter, “Me And Money,” because rereading it will help you release that old idea about money, which causes an uncomfortable feeling whenever the subject of money is raised.

Repeat to yourself, several times each day, “Me And Money,” until you become totally aware of how good you feel thinking about wealth. Refrain from talking to a lot of people about this new idea concerning money, until you have a firm grip on it yourself and feel confident about explaining what you have learned to others. Remember, hearing negative comments from people who do not understand the truth will not do you any good—if it does anything, it will only cause you to doubt yourself. You must not permit this to happen, because when you think about “Me And Money,” you want a beautiful picture to fly onto the screen of your mind!
“The good life is expensive.
There is another way to live
that doesn’t cost as much
but it isn’t any good”.

Spanish Distillers